Rhea-AI Filing Summary
Rhinebeck Bancorp, Inc. director Suzanne Loughlin reports direct ownership of 34,328 shares of Common Stock and fully vested stock options covering 22,875 shares at an exercise price of $4.7000 per share, expiring on August 25, 2030. These amounts reflect a 1.3978-to-1.00 stock exchange ratio from the company's mutual to stock conversion, and certain restricted shares vest 33 1/3% per year beginning May 26, 2027.
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Insider Trade Summary
Holdings After Transaction: Stock Options — 22,875 shares (Direct); Common Stock — 34,328 shares (Direct)
Footnotes (4)
- F1. Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.
- F2. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.
- F3. Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.
- F4. Stock options are fully vested.
Key Figures
Common Stock holdings: 34,328 shares Stock options underlying shares: 22,875 shares Option exercise price: $4.7000 per share +3 more
Common Stock holdings 34,328 shares Directly held Common Stock after the reported holdings entry dated July 21, 2026
Stock options underlying shares 22,875 shares Underlying Common Stock for the director’s fully vested stock options held directly
Option exercise price $4.7000 per share Exercise price for the stock options expiring on August 25, 2030
Option expiration date August 25, 2030 Expiration date of the director’s stock options on Common Stock
Exchange ratio 1.3978 to 1.00 Stock exchange ratio from the mutual to stock conversion affecting holdings and option terms
Restricted stock vesting rate 33 1/3% per year Vesting rate for certain restricted shares commencing on May 26, 2027
Key Terms
mutual to stock conversion, restricted stock, exercise price, Stock options
mutual to stock conversion financial
"Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual"
restricted stock financial
"Shares of restricted stock vest at a rate of 33 1/3% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
exercise price financial
"Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
Stock options financial
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What equity holdings did Suzanne Loughlin report in Rhinebeck Bancorp (RBKB)?
Suzanne Loughlin reported 34,328 shares of Rhinebeck Bancorp Common Stock held directly, plus fully vested stock options covering 22,875 underlying shares. These positions are shown as of July 21, 2026, after adjustments for the company's mutual to stock conversion.
What stock options does Suzanne Loughlin hold in Rhinebeck Bancorp (RBKB)?
She holds fully vested stock options on 22,875 shares of Common Stock with an exercise price of $4.7000 per share, expiring on August 25, 2030. The exercise price has been adjusted for the 1.3978-to-1.00 stock exchange ratio.
What exchange ratio affected Suzanne Loughlin's RBKB holdings?
Her reported holdings reflect a 1.3978 to 1.00 stock exchange ratio tied to Rhinebeck Bancorp's mutual to stock conversion. Both her common stock amounts and the exercise price of her options have been adjusted using this exchange ratio.