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Student bank accounts: don’t be swayed by the freebies, freshers told

Trade Hub UK briefing (2026-08-18): In the scramble to sort out university accommodation, join freshers group chats and work out how a student loan payment is meant to stretch across a whole… Primary source: original at Guardian Banking (theguardian.com).

Student bank accounts: don’t be swayed by the freebies, freshers told

In the scramble to sort out university accommodation, join freshers group chats and work out how a student loan payment is meant to stretch across a whole term, there is one big decision that is easy to put off but worth getting right: which student bank account to open.

Student accounts work like any other current account but come with two extras that don’t apply to the general public: an interest-free overdraft, and a lot of perks designed to hook you in as a customer for life.

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